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Wisdom Account

  • A Peso or US Dollar Savings and Time Deposit Account for Individuals 60 years old and above
  • Can be opened singly or jointly, provided one of the account holders is 60 years old and above
  • Higher interest rate than regular Savings and Time Deposit Account
  • Peso Savings Account that offers option for an ATM Card that can be used for Point-of-Sale and online purchase transactions
  • Priority servicing of deposit and withdrawal transactions
  • Initial deposit requirements
    • Savings Account: P5,000.00 or US$100.00
    • Time Deposit: P50,000.00 or US$1000.00
  • Tenure (Time Deposit): 18days to 365 days
Initial Deposit P5,000.00
Minimum Daily Balance Requirement P5,000.00
ADB to earn interest P5,000.00


Initial Deposit $100.00
Minimum Daily Balance Requirement $100.00
ADB to earn interest $100.00

DBP Deposit Requirements and Bank Service and ATM-Related Charges

Applicable Final Tax on Interest on Deposits

Download brochure

Would you like to inquire further about these products and services? Call Customer Service at (02) 683-8324 or Email: