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DBP AgriNegosyo Loan Program

The DBP AgriNegosyo Loan Program is designed to provide essential financial support, aimed at boosting local agri-fishery activities, while contributing to the overall growth of this critical sector.

Eligible Borrowers

Micro and small enterprises, farmers and fisherfolks endorsed by the Provincial LGU and who passed the evaluation of DBP.

Eligible Loan Purpose

To finance any or a combination of the following loan purposes related to agri-business:

  • Invoice Financing
  • Purchase Order Financing
  • Permanent Working Capital, including inputs provision
  • Purchase of equipment and/or fixed assets, farm animals such as but not limited to cow, carabao, horse
  • IT-related expenses (subscription, software, etc.)
  • Expansion of existing business

Loan Amount

  • For Individual farmer
  • Minimum of P100,000 up to P500,000
  • For farmer-enterprise
  • Minimum of P500,000 up to P5,000,000

Loan Tenor

Maximum of 5 years

Interest Rate

No interest

Service Fee

Service fee of 3.50% per annum fixed for the entire term of the loan, based on outstanding principal balance

Mode of Payment

Monthly, Quarterly, or Semi-Annually

Loan Security/Conditions

Loans shall be secured by any or a combination of the following:

  1. Unregistered mortgage on project assets
  2. Assignment of crop insurance proceeds, if applicable
  3. Deed of Assignment of Receivables of at least 125% coverage
  4. Other collaterals/security acceptable to the Bank under existing policies

Documentary Requirements


  1.  Accomplished Loan Application Forms (including Data Privacy Notice and Property Appraisal and Credit Investigation Authority Forms)
  2.  Endorsement Letter from the Provincial LGU
  3.  Proof of registration with RSBSA
  4.  A copy each of the following:
  • Certificate of Registration from the DTI/ SEC
  • Articles of Cooperation and By-Laws (for cooperatives)
  • Photocopy of valid government-issued ID;
  • Audited Financial Statements for the last year or interim Financial Statements
  • Current year’s Business Permit


  1. Proof of opening of DBP deposit account
  2. Continuing Authority to Debit for DBP
  3. Other required securities and/or collaterals


For inquiries, feel free to contact:

Psalmuelaine Joyce C. Chua
Program Officer
Program Development and Management II Department
Telephone Number: (02) 8815-9511 local 2330

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