Advisory National Observances for the Month of November. Read here.

Lending Initiative for Sanitation (LINIS) Program

It aims to contribute in the National Government’s goal of achieving universal access to sanitation through provision of credit assistance to local government units, water districts & private companies and thus help them address compliance to:

    • Clean Water Act of 2014
    • Order of the Supreme Court for the clean-up, rehabilitation & preservation of several bodies of water (all LGUs in Metro Manila, Bataan, Bulacan, Cavite, Laguna, Pampanga and Rizal)
    • Presidential Directive No. 2018-0081 dated February 12, 2018 requiring all resorts to have water treatment facility

Eligible Borrowers

    • Local Government Units
    • Water Districts
    • Private Companies (i.e. service providers, resort owners, hospitals, etc.)
    • Cooperatives and Associations

Eligible Projects

    • Development of sanitation services/facilities such as septage and sewerage systems
    • Collection, transport, treatment and disposal of waste water

Eligible Purposes

    • Project Preparation Activities
      • Feasibility Study
      • Detailed Engineering Design
      • Transaction Advisory (technical, legal, financial and procurement)
    • Capital Expenditures
      • Construction/upgrading/rehabilitation/expansion of facilities such as septage treatment facilities, sewerage treatment facilities, sewer networks and other relevant infrastructures
      • Purchase of equipment related to sanitation project

Loan Product

    • Credit Line
    • Term Loan

Loanable Amount

    • Cost sharing scheme for LGU’s Septage and Sewerage Projects under the National Sewerage and Septage Management Program (NSSMP)To encourage LGUs to invest in septage and/or sewerage projects, DBP shall finance up to 100% of the validated Total Project Cost (TCP) of the LGU counterpart provided that DBP is the depository bank and cash capture mechanism is in place (e.e. Assignment of Internal Revenue Allotment, hold out on deposit or revenue account, etc.).The target beneficiaries for the cost sharing schmen are the 17 Highly Urbanized Cities (HUCs) outside Metro Manila, all non-HUCs and first-class municipalities.
    • For local government units and water districts’ project not covered by NSSMP, the maximum loan amount shall be up to 100% of the validated total project cost provided that DBP is the depository bank and cash capture mechanism is in place (e.e. Assignment of Internal Revenue Allotment, hold out on deposit or revenue account, etc.).
    • For private companies, cooperatives and associations, the maximum loan amount is up to 80% of validated total project cost.

Interest Rate

Based on  prevailing rates of DBP, fixed or variable depending on the source of fund.

Download Brochure

For more program information, please contact:

Paul D. Lazaro
Head, Lending Program Management Group
Tel. Nos.: (02) 8893-3545 (dl), (02) 8818-9511 local 3310/3311
E-mail: pdlazaro@dbp.ph

Rustico Noli D. Cruz
Head, Program Development and Management I Department
Tel. Nos.: (02) 8893-9745, (02) 8818-9511 local 3328
E-mail: rndcruz@dbp.ph

Enrico R. Lanzanas
Program Officer, Program Development and Management I Department
Tel. Nos.: (02) 8818-9511 local 2348
E-mail:  ejrlanzanas@dbp.ph

For loan application, you may contact the lending units near you:

Metro Manila Lending Groups
Corporate Banking Group

Carolyn I. Olfindo
Head, Corporate Banking Group
Tel. Nos.: (02) 8812-6536
E-mail:  ciolfindo@dbp.ph

Ma. Lourdes B. Gumba
Head, Corporate Banking I Department
Tel. Nos.: (02) 8893-8940
E-mail: mlbgumba@dbp.ph

Raquel C. Atienza
Head, Corporate Banking II Department
Tel. Nos.: (02) 8813-2730
E-mail: rcatienza@dbp.ph

Suzanne S. Aquino
Head, Financial Institutions Department
Tel. Nos.: (02) 8815-1528
E-mail: ssaquino@dbp.ph

Roxann D. Morales
Head, Public Sector Department
Tel. Nos.: (02) 8815-1520
E-mail: rdmorales@dbp.ph

SME Retail and Mid-Market Lending Group 

Jeanne D. Adamos
Head, Middle Market I Department
Tel. Nos.: (02) 8893-1177
E-mail: jdadamos@dbp.ph

Raymond C. Valdez
Head, Middle Market II Department
Tel. Nos.: (02) 8840-5566
E-mail: rcvaldez@dbp.ph

Daniel M. Gonzales
Head, SME Department
Tel. Nos.: (02) 8812-9932
E-mail: dmgonzales@dbp.ph

Provincial Lending Groups

Kindly proceed to this link.

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