• Personal
  • Corporate
  • Development Financing
  • Trust Banking
    • Trust Banking for Institutional Clients
    • Trust Banking for Individual Clients
  • Treasury
  • CSR
  • Online Banking
    • DBP Online E-Commerce (DBP OnE)
    • DBP EC Banking
    • DBP Digital Banking Portal
    • eGOV (Philhealth, Pag-ibig)
    • BIR e-Payment
    • EPS Registration
  • About DBP
  • ATMs & Branches
  • Lending Groups
  • Properties for Sale
  • Procurement
  • Newsroom
  • FX Rates
  • Careers
  • Contact Us
  • Search
Skip to content
  • About DBP
  • ATMs & Branches
  • Lending Groups
  • Properties for Sale
  • Procurement
  • Newsroom
  • FX Rates
  • Careers
  • Contact Us
  • Search

Development Bank of the Philippines

  • Personal
  • Corporate
  • Development Financing
  • Trust Banking
    • Trust Banking for Institutional Clients
    • Trust Banking for Individual Clients
  • Treasury
  • CSR
  • Online Banking
    • DBP Online E-Commerce (DBP OnE)
    • DBP EC Banking
    • DBP Digital Banking Portal
    • eGOV (Philhealth, Pag-ibig)
    • BIR e-Payment
    • EPS Registration
Advisories
— Holiday Advisory (Araw ng Kagitingan – April 9, 2026). Read here.
— Advisory on Holy Week Branch Closure. Read here.
— Client Advisory (BIR Bulletin No. 2026-01). Read here.
— Holiday Advisory (Observance of Eid al-Fitr – March 20, 2026). Read here.
— Advisory on System Maintenance (March 8, 2026). Read here.
←→
Home > About DBP > Board of Directors / Management >

Ma. Cristina C. Malab
First Vice President

Atty. Ma. Cristina C. Malab is the Chief of Staff of the President and Chief Executive Officer of the Development Bank of the Philippines (DBP), Mr. Emmanuel G. Herbosa. She first joined DBP as Chief of Staff of former DBP President, now Land Bank of the Philippines (LBP) President, Cecile C. Borromeo in January 2018. Aside from her functions as Chief of Staff, she also supervises the Security Services Department (SSD) and, at one time, also headed the Congenerics Affairs Unit (CAU). She also sits either as member or resource person in various Bank Committees, such as the Management Committee, Organization Review Committee, Promotion and Selection Board I, Change Management Team, Union-Management Consultative Committee and Canteen Committee.

While studying law, Atty. Malab started government service in January 1991 as Budget Officer at LBP. Her career in LBP spanned a good twenty-six (26) years which saw her moving to the Banking Legal Office, Legal Services Group after passing the 1994 BAR Examinations. She was then tapped to head the Special Assets Department and, later, the Administrative Legal Department (ALD). Atty. Malab was appointed LBP Administrator in the dissolution of the People’s Credit and Finance Corporation (PCFC) and National Livelihood Development Corporation (NLDC). She also served as President of the LBP-Middle Management Officers Association for ten (10) years and as member of the LBP-Provident Fund Board of Trustees representing the middle management /junior officers.

A CPA-Lawyer, Atty. Malab obtained her Bachelor of Laws degree from the Far Eastern University (FEU) and her degree in Bachelor of Science in Business Administration (BSBA) – major in Accounting from the University of the East. She also completed the Leadership Development Program (LDP) in Ateneo Graduate School of Studies and Leadership Development (LEAD) by John Clements Leadership Institute (JCLI).

Personal Banking

  • Deposit Products
  • ATM Services
  • Fund Transfer Services
  • Fund Transfer / Remittance Services
  • DBP EC Banking
  • Special / Other Services

Corporate and Institutional Banking

  • Investment Banking and Capital Markets
  • Trade Products and Services
  • DBP Digital Banking Portal
  • Electronic Banking
  • Rediscounting Line Facility for Financial Institutions

Development Lending

  • Infrastructure and Logistics
  • Micro, Small and Medium Enterprises
  • Environment and Climate Change
  • Social Services & Community Development

Transparency and Governance

  • Certified Fixed Income Market Salesmen
  • Citizen’s Charter
  • Corporate Governance
  • Corporate Governance Scorecard
  • DBP Transparency Seal
  • Ease of Doing Business
  • Financials and Investor Information
  • Performance Governance System
  • Published Balance Sheet

Disclosures

  • DBP Data Privacy Notice
  • Gender and Development Corner
  • Principles for Responsible Banking Self-Assessment Report
  • Second Report under UNEP’s Principles for Responsible Banking
  • Third Report under UNEP’s Principles for Responsible Banking

Downloadables / Client Survey

  • Customer On-Boarding Forms
  • DBP Client Satisfaction Measurement (CSM)
Freedom of Information DBP Performance Governance System Philippine Deposit Insurance Corporation A Proud Member of BancNet

The Development Bank of the Philippines (DBP) is regulated by the Bangko Sentral ng Pilipinas (BSP). For inquiries and complaints, please visit your branch of account, email customerservice@dbp.ph, contact the BSP Financial Consumer Protection Department at telephone number (02) 708-7087, email consumeraffairs@bsp.gov.ph or access the BSP Customer Assistance Management System(CAMS) Chatbot by sending an SMS to 021582277 (for Globe subscibers only) or visiting the BSP Facebook Page.

Follow us

Development Bank of the Philippines ©2026. All rights reserved. Privacy Statement

DBP logo with tagline
Close
Ask DEBBY!