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Residential Real Estate Financing (RRFP) Program

The Residential Real Estate Financing Program (RRFP) is DBP’s umbrella program to support the Bank’s strategic thrust of social development through the provision of accessible financing to support shelter production and secure tenure delivery.

Eligible Projects

    • Part A. Land Acquisition
    • Part B. Site Development and Shelter Construction
    • Part C. Housing Microfinance
    • Part D. Project Preparation Financing Facility

Eligible Borrowers

    • Private Corporations/Enterprises
    • Local Government Units (LGUs)
    • Government Owned and Controlled Corporations (GOCCs)
    • Government Agencies (where allowed)
    • Cooperatives/Associations
    • Participating Financial Institutions (PFIs)/Microfinance Institutions (MFIs)

Interest Rate

Prevailing market rate (fixed or variable)

Repayment Terms

Up to maximum of fifteen (15) years inclusive of up to three (3) years grace period based on project cash flows

Loan Amount

      • Private corporations/enterprises/cooperatives/ associations

– up to 80% of total project cost

      • LGUs/GOCCs/GA

– up to 90% of total project cost

Download Brochure

For more program information, please contact:

Paul D. Lazaro
Head, Lending Program Management Group
Tel. Nos.: (02) 8893-3545 (dl), (02) 8818-9511 local 3310/3311

Rustico Noli D. Cruz
Head, Program Development and Management I Department
Tel. Nos.: (02) 8893-9745, (02) 8818-9511 local 3328

Ida Monica B. Salvatierra
Program Officer, Program Development and Management I Department
Tel. Nos.: (02) 8818-9511 local 2316

For loan application, you may contact the lending units near you:

Metro Manila Lending Groups
Corporate Banking Group

Carolyn I. Olfindo
Head, Corporate Banking Group
Tel. Nos.: (02) 8812-6536

Ma. Lourdes B. Gumba
Head, Corporate Banking I Department
Tel. Nos.: (02) 8893-8940

Raquel C. Atienza
Head, Corporate Banking II Department
Tel. Nos.: (02) 8813-2730

Suzanne S. Aquino
Head, Financial Institutions Department
Tel. Nos.: (02) 8815-1528

Roxann D. Morales
Head, Public Sector Department
Tel. Nos.: (02) 8815-1520

SME Retail and Mid-Market Lending Group 

Jeanne D. Adamos
Head, Middle Market I Department
Tel. Nos.: (02) 8893-1177

Raymond C. Valdez
Head, Middle Market II Department
Tel. Nos.: (02) 8840-5566

Daniel M. Gonzales
Head, SME Department
Tel. Nos.: (02) 8812-9932

Provincial Lending Groups

Kindly proceed to this link.