- For term loans, the MSE loan amount shall be up to 90% of total project cost.
- For PO/LC financing, the MSE loan amount shall be up to 80% of the amount of the instrument or based on the actual cost of the goods purchased, whichever is lower.
- Based on enterprise’s development period but not to exceed ten (10) years, payable based in business cash cycle.
- Maximum grace period of three (3) years on principal payment for projects with short gestation period and five (5) years for projects with long gestating period.
All types of projects of a qualified MSE borrower shall be eligible for MSE financing, except those undertaken for unlawful purposes, or those which may pose a risk to health, national security and the environment.
Single Proprietorship, Partnership, Corporation, Cooperative, and other entities with legal personality to engage in a business enterprise with asset size of not more than PhP15.0 million.
Prevailing market rate (fixed or variable)