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Checklist of Requirements

General Requirements
Medium Enterprise and Other Business Enterprises
Retail Lending to Micro and Small Enterprises
Financial Institutions

The Company

    • Company background, corporate mission/vision, highlights of past achievements, and/or corporate milestones.
    • Securities and Exchange Commission (SEC) Registration.
    • Certified copies of Articles of Incorporation and By-Laws, with amendments if applicable.
    • Board of Investments (BOI) Registration, if applicable.
    • Accomplished Customer Information Report (Form A).
    • Accomplished Confidential Information Sheet (For each Officer/Stockholders).
    • Board Resolutions/Secretary Certificate authorizing the borrowing, designating the authorized signatories, and allowing mortgage of properties (include specimen signatures) – Notarized
    • Management and organization structure write-up.
    • Write-up on shareholders (profile and strengths that bring direct benefit to the company).
    • Current members of the company’s board of directors and senior executives with a description of their educational and professional background.


    • Description of the company’s medium and long-term plans.
    • Description of present operations to include facilities and system capacity.

Financial Aspect

    • Financial Statements for the last three (3) years:
      • – Balance Sheet
        – Income Statement
        – Cash Flow
    • Financial Projections over the life of the loan, including detailed assumptions:
      • – Soft copy/File copy of financial projections
        – Hard copy of financial projections

    • Financial Statements of related companies (affiliates and/or subsidiaries) for the last three (3) years.

Marketing Aspect

    • Present and projected demand and supply condition.
    • Position in the industry.
    • Copy of study by independent marketing consultants:
    • – Extensive discussion on target market.
      – Extensive discussion of competition within and outside of the Philippine (i.e., in terms of comparable products, companies offering similar products, etc.).

    • Marketing and sales strategies (method, pricing, sales terms, incentives, special arrangements, etc.)
    • Copy of product purchase agreement/ memorandum of understanding/contract, if any (to include profile of each company and expected sales volume).

The Products

    • Project Feasibility Study, if any.
    • Description of Project including fund sources and uses (amount of equity contribution and debt), timetable by phases, and current Project status
    • Copy of Supplier’s Agreement/Contract/Memorandum of Understanding.
    • List of required government approvals and status of compliance (i.e., environmental clearance certificate, permit to sell, BOI/EPZA approval, etc.).


    • Proposed collaterals to be mortgaged with DBP. In case of real estate mortgage, include also:
    • – Photocopies of TCT/s (with authentication from Register of Deeds)
      – Lot Plan with Vicinity Map certified by a Geodetic Engineer (identifying the distance from the nearest intersection or landmark)

    • Appraisal Report of proposed collaterals by any of the DBP-accredited appraisal companies (Form B).

Credit/Relationship with Banks

    • List of banks with current dealings with the company and its major shareholders.
    • Types of bank accommodations
    • List of Trade creditors/suppliers


    • Identified risks to which the project is sensitive to, and its proposed mitigants.
    • Developmental Impact Assessment – banefits of the project to the Philippines economy in general and to the specific location of the project in particular.