National Observances for the Month of March. Read here.
Advisory on Clickable Links in E-mails or SMS. Read here.
Electronic Services Consumer Awareness Program. Read here.
New ATM card transaction limits and fees. Read here.
Anatomy of a Phishing Email. Read here.

Auralyn S. Torres
Senior Vice President

Ms. Torres joined DBP in February 2014 as Head of Credit Risk Management Group under the umbrella of Enterprise Risk Management Sector. As Group Head, she supervises Credit Policy and Supervision Department, in charge of credit policy, processes and procedures formulation and implementation; Credit Risk Management Department, in charge of pre-approval risk review of all credit proposals subject to approval by the Executive Credit Committee; and Remedial Management Department, in charge of problem loan management and recovery. Prior to joining DBP, she was connected with one of the leading private banks where she worked for more than three (3) decades in economic research and analysis, liquidity management and money market as part of treasury function, corporate lending and relationship management, and credit risk management. She was also part of the team that established the private bank’s first remittance center located in Hong Kong. Her long-time experience in lending and credit risk management afforded her competency in balancing risk taking and risk management which brought further interest in her banking career.

Ms. Torres graduated with a degree in Business Administration, Major in Finance and completed the 36 units MBA Program from the University of the Philippines Diliman. She has career service professional eligibility and completed the ICD orientation course on corporate governance. Her on-the-job experience was complemented with learning and development training in loan officer development, marketing and selling skills, environment and social sustainability and sustainable energy financing, both conducted by the International Finance Corporation, leadership excellence and acceleration program, conducted by the Harvard Business School in conjunction with the private bank, and Basel framework, credit risk management and capital adequacy.